Travel insurance: Why it’s a necessity, not a luxury


In this day and age when travel plans can change rapidly due to a variety of reasons, availing of travel insurance to have contingencies on hand is becoming more of a must-have rather than a nice-to-have. Having travel insurance assures everyJuan that they are protecting themselves and their trip investments from unforeseen events. More often than not, vacations are planned and booked in advance to get good deals, and because of the time and advanced costs, it may make sense to avail of comprehensive insurance that can cover a wide range of situations.

               Travel insurance coverage ranges from the ability to rebook flights in case of a postponed trip, loss or delayed arrival of baggage, and incidental expenses for flight delays or medical emergencies outside one’s home country. Personal accident insurance coverage is up to 2.5 million pesos.

               There are many choices—with some even bundled or available right when flights are booked. Cebu Pacific, for example, has CEB TravelSure—which provides extensive trip protection with coverage for the costs and consequences of having injuries, illnesses, for loss of personal belongings, trip cancellation, emergency assistance, and other unforeseen travel situations. CEB TravelSure is underwri en by Insurance Company of North America (a Chubb Company), one of the largest insurance providers in the world.

               Imagine that you are enjoying that much-awaited beach trip and you get an injury that requires you to go to the hospital. Aside from it being a hassle, it also puts a hold on your plans. But with CEB TravelSure’s emergency medical benefits, you need not worry about costs of treatment for injuries incurred during the trip.

               Loss and damage of baggage during travel can also be stressful, especially if it happened in an unfamiliar place. In rare cases, some bags may also be accidentally placed in a different flight, resulting to a delay in arrival of your baggage. While there is always an option to wait for it to be retrieved, it is best to already prepare for the unexpected and secure yourself with insurance. CEB TravelSure provides compensation of up to P100,000 for lost baggage, and up to P20,000 for damaged baggage. Mishaps before flying such as trip cancellations are also covered under CEB TravelSure.*

               CEB TravelSure may also be carried over to rebooked flights, provided they are of the same route and duration.

               Passengers can avail of CEB TravelSure at an affordable cost and purchase it up to 2 hours prior flights via the ‘Manage Booking’ portal on the Cebu Pacific website, or reservation hotline. You can also immediately purchase it as an add-on when booking your flight. Coverage and premiums may vary depending on destination, trip costs, and travel duration among others.

               *Subject to the full terms and conditions of the Group Policy. For more information on CEB TravelSure and its coverage, visit


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